ACH Payments vs Credit Cards
- ACH processing accounts are easier and cheaper to obtain
- Transaction and monthly rates are much less expensive
- No more turning away customers because they do not have a credit card or debit card
- The best option for doing recurring or subscription
- It is possible to send outgoing payments with ACH processing
- Keep More of your money by providing an ACH option to customers who typically pay with credit or debit cards
- ACH transactions experience lower rates than paypal and credit/debit card transactions
- Approximately 175 million Americans have a checking account (about 90% of the US population)
- Over 70 million adult Americans do not have a credit or debit card to make purcahses with
