Check 21 Return Codes
These reason codes are used by the paying Financial Institution from where the item was drawn, when a Check 21 transaction is returned. The returned item was originally processed by the P.O.S. The return reason code for a particular item is listed on the Debit Voucher Report (SF5515).
|
Return Code
|
Description
|
|---|---|
| A. | Not Sufficient Funds |
| B | Uncollected Funds Hold |
| C | Stop Payment |
| D | Closed Account |
| E | Unable to Locate Account |
| F | Frozen/Blocked Account |
| G | Stale Dated |
| H | Post Dated |
| I | Endorsement Missing |
| J | Endorsement Irregular |
| K | Signature (s) Missing |
| L | Signature(s) Irregular |
| M | Non Cash Item |
| N | Altered/Fictitious Item |
| O | Unable to Process |
| P | Item Exceeded Dollar Limit |
| Q | Not Authorized |
| R | Branch/Account Sold |
| S | Refer to Maker |
| T | Stop Payment Suspect |
| U | Unusable Image |
| V | Image Fails Security Check |
| W | Cannot Determine Account |
