The Many Ways Merchants Can Integrate into the #1 ACH Network

In the evolving world of digital payments, Independent Sales Organizations (ISOs) are constantly looking for ways to add value for their merchants. One of the easiest — and most profitable — opportunities comes from offering ACH processing through VeriCheck, Inc. (VCI), the leading name in ACH payments.

What makes VCI stand out isn’t just its scalable and secure ACH network paired with the #1 support team in the nation. It’s the many ways ISOs can plug their merchants into it. Whether through one of the industry’s most trusted payment gateways, or through VCI’s proprietary VEER API and ACHWorks platform, ISOs can expand their offerings, help their merchants save money, and strengthen portfolio retention — all by leveraging ACH.

A Broad Integration Network That Works for You & Your Merchants

Most merchants already use a gateway or software platform to accept payments. VCI has made it simple for ISOs to activate ACH processing through those existing tools by integrating with many of the industry’s top payment solutions.

That means if your merchants already use one of these gateways, you can activate ACH processing without disruption.

Here’s VCI’s Integration Partners and why these matter:

• Accept.Blue – A modern, cloud-native payment gateway designed for merchant ease. Its PCI Level 1-compliant platform offers a sleek interface, interchange optimization, tokenization, recurring payment capabilities, and a plugin for WooCommerce merchants that supports ACH/e-checks.
• NMI – A highly flexible omnichannel payments gateway built for merchants who operate online, in-store, mobile or self-service. It supports a wide range of devices and processors, offers multi-MID and consolidated reporting features, and is designed to scale with growing merchant needs.
• USAePay – A gateway trusted for its robust security, developer-friendly features, and broad merchant-type support (eCommerce, POS, mobile, B2B). Merchants benefit from hosted payment pages, tokenization, virtual terminals, and customizable reports.
• Dejavoo – Offers a full suite of POS hardware and cloud-based software tailored for retail and restaurant merchants. With Android/iOS terminal options, mobile and countertop solutions, and features such as dual pricing, real-time analytics, and multi-location support, Dejavoo delivers operational flexibility.
• PayTrace – A payment platform built especially for B2B merchants. It emphasizes accounts-receivable automation, ACH acceptance, interchange optimization (Level II/III) and wide API/integration support, making it an apt solution for merchant operations with complex billing and high-ticket volumes.
• PayLow Pro – A next-generation POS and online payments platform that emphasizes cost-savings through dual-pricing (card vs cash) and flexible checkout solutions. Merchants get mobile terminals, cloud-based POS, analytic dashboards, and control over their payment-strategy choices.
• Electronic Payments, Inc. (EPI) – A fintech powerhouse built for growing businesses, EPI offers merchant services, point-of-sale (POS) hardware, and award-winning 24/7 in-house support. With a mission to deliver affordable, reliable payment processing backed by real people, EPI emphasizes ease of use, transparency, and deep integration into merchants’ operations.
• Reef Pay – Designed specifically with small and mid-sized merchants in mind, Reef Pay brings together cloud-based POS tools, dual-pricing/cash-discount features, real-time inventory management, and centralized transaction reporting. It’s built to make daily payments operations smoother, more efficient and cost-effective.

Each of these gateways already supports a wide variety of business types—from ecommerce and service providers to retail and B2B. And because VCI’s ACH network connects with them all, ISOs can plug more of their merchant portfolio into ACH processing with minimal friction.

Direct Integration Through VEER — VCI’s Proprietary API

For businesses, developers and software providers that want total control and customizations, VCI’s proprietary API VEER provides a direct integration into our ACH platform. VEER gives businesses the ability to embed ACH capabilities natively, from onboarding and verification to processing and reporting, all under their own brand.

Built for modern architecture, VEER supports seamless batch uploads, webhook notifications, and real-time status updates, ensuring end-to-end visibility. It’s the ideal option for SaaS platforms, marketplaces, and ISVs that want to integrate ACH payments at scale with full customization and brand continuity.

ACHWorks — VCI’s Proprietary Engine Behind Commercial Finance

In addition to its gateway and API connections, VCI also serves the commercial finance industry through ACHWorks, its specialized ACH solution designed for high-volume, business-to-business transactions.

ACHWorks has long been the trusted name among lenders, factoring companies, and recurring-billing businesses that need advanced risk controls, fast settlement, and bank-grade reliability. By routing transactions through VCI’s network, ACHWorks ensures consistent performance and compliance with the latest NACHA operating rules—helping financial institutions and commercial clients move funds efficiently and securely.

One Network. Infinite Possibilities.

From turnkey gateway integrations to API-level customization and specialized commercial solutions, VCI’s ACH network empowers businesses of every size and model to process payments their way.

Whether you’re an ISO reseller looking for new revenue streams, a software company embedding ACH into a platform, or a business managing high-volume transactions, VCI offers the flexibility to integrate however you choose—without compromising speed, security, or scalability.

Because when it comes to ACH, one size doesn’t fit all. But one network does.

Learn more by connecting with our team at VeriCheck.com and ask how your merchants can integrate into the #1 ACH network.