fintech

Payment trends continue to focus on faster, more secure payments. Consumers want convenient payment options, businesses need efficient payment processing, and everyone wants a low-cost solution. Increased demand for embedded payments, cross-border transactions, and same-day processing push financial systems to develop new systems and processes. And yet, the growing sophistication of cybercriminals requires payment processors […]

In today’s fast-paced digital world, merchants need to adopt cost-effective payment solutions as they significantly lower operational costs, improve profit margins, and cater to the unique needs of their clients. Enter the automated clearing house (ACH), a key system progressively transforming the financial industry. Popular ACH uses include direct deposits, vendor payments, payroll, and other […]

As of October 1, NACHA has expanded the definitions of R06 and R17 return codes to provide additional flexibility for handling ACH transactions. Whether you’re a merchant, processing payments via ACH or an ISO reseller helping merchants implement these payment capabilities, it’s important to stay informed about these changes to ensure efficient and secure transaction […]