As with any type of financial transaction, such as checks, credit cards and debit cards, various security measures must be used with ACH to ensure against fraud. These are required by NACHA (the National Automated Clearinghouse Association), the organization that administers ACH payments.
Companies that are unable to collect payment from their customers have to turn to their cash reserves or to seek outside financing to make ends meet. This means less cash is available to help you grow your business. Dealing with accounts receivable is one of the best reasons for a small business to hire a payment processor that provides ACH solutions.